motivation self esteem
Finance - Self Help - Motivation - Self Defense - Personal Growth

Self help books, personal growth, financial growth & motivational products to help you achieve financial freedom, increase motivation and improve your self esteem.
motivation self esteem
Home |  Products |  Zenspiration |  Zen Garden |  Affiliates |  Testimonials |  About |  Contact

The Official Website of Kyoshi Gary Simpson
Sensei Gary Simpson
35 years in karate
15 years in motivation
[more >>]


Zen Garden > Rich or Poor - Get the Knowledge

You can be rich or you can be poor. It's your choice.

Most people work hard all their lives only to "retire" poor then try to live off meagre savings or a small (rapidly disappearing) Government pension. They are forced to live out their twilight years struggling with constant money problems. Many of them have to buy only the cheapest food and are unable to enjoy the little pleasures of life like going to an occasional movie, eating out or taking short trips. They have to watch every cent they spend.

If only these people had saved, on a consistent basis, just a small percentage of their earnings and set it aside.

George Classon, in his marvelous book called "The Richest Man in Babylon" suggests that putting aside just "ten percent of what we earn and investing it", is enough to make for a comfortable retirement.

Let me ask you a question. Are you saving a percentage of what you earn or are you like most people who spend everything? Alarmingly, there are new statistics which suggest that most people, in fact, are spending more than what they earn. The latest studies are saying people are currently spending 104% of their income.

It sounds impossible, doesn't it? It's not! The advent of credit cards has led to spiraling debt. Multiple credit cards and "store" cards allow people to buy now and pay later. I call this "payment by the twelfth". I refer, of course to that famous Johnny Mathis song "The Twelfth of Never". Many use the "roundabout" system of using one credit card to pay for another and so on. This is a recipe for disaster.

I recommend you purchase "The Richest Man in Babylon" and study it. The information it contains can make a positive impact on the way you handle your finances. At least if you read the book and understand it you can make a conscious choice to ignore its wisdom. You are then in a position to decide whether you want to be rich or poor because you will have the knowledge.

There is no better time than right NOW to start becoming responsible with money and investing for your future. What you keep putting off today will eventually return to haunt you when you have a diminished capacity to do anything about it. In other words, the longer you leave it the more difficult it will become. You cannot work forever. Eventually, the day will come when you will either want to retire or you will be forced to retire.

Rich or poor - get the knowledge!

Gary Simpson is a 7th Dan karate master who teaches self defense, motivation, self help and wealth building to students around the world through home study courses. You may reprint this article as you include this author credit and an active link to his web site.

Finance - Self Help - Motivation - Self Defense - Personal Growth

Home |  Products |  Zenspiration |  Zen Garden |  Affiliates |  Testimonials |  About |  Contact
web site design
by Linda Caroll
copyright © Gary Simpson
All Rights Reserved under International Copyright Conventions
web hosting
by Bengal Marketing